Description
Guessing how long you will live and how long your life savings will last may be a gamble, but building a strong foundation of sustainable retirement income doesn’t have to be, and it’s easier than you may think.
Most working Canadians know they will receive lifetime payments from the Canada Pension Plan or the Quebec Pension Plan, but few realize that you can choose when to start them, or that this choice significantly affects how much you receive for the rest of your life.
Every month you wait matters. For the average Canadian, taking CPP/QPP at 60 rather than 70 means sacrificing about $100,000 in lifetime guaranteed income. In some cases, that could mean more than double the monthly pension amount.
When to start CPP/QPP is the one retirement decision that nearly every Canadian will face but for most, it arrives with no one to help you understand your options, weigh the trade-offs, or protect the person you’ll be 20 years from now.
The $100,000 Decision is here to help you:
- recognize that not all sources of retirement income are created equal and know the critical difference between savings and pensions, which are at the heart of building a secure retirement.
- learn how to access additional income that carries no investment risk, is guaranteed for life, and protected against inflation.
- understand that retirement and starting CPP/QPP are two separate decisions, to increase your options substantially.
- apply the book’s principles to other major financial decisions to maximize your guaranteed monthly income in retirement.
Delaying CPP/QPP is not just a good deal, it may be the best deal available anywhere in the Canadian retirement system. By delaying and locking in higher monthly payments for life, you’re not just planning for a wealthier retirement — you’re planning for a freer and more joyful one.
Product Details
Writer: MacDonald, Bonnie-Jeanne
Release Date: 2027-03-16
FOC Date: 2027-02-09
Page Count: 240
All comics ship bagged and boarded.
SKU: 9781770419186
Barcode: 9781770419186
NZ Best Price.
We price match + give Pop Perks.
1400+ 5 Star Reviews
Our reviews are independently verified by Judge.me
90-Day Returns (*1)
Return your items hassle free for a full refund. Items must be unopened/unread.
Similar To The $100,000 Decision: Your Cpp/Qpp And Other Key Choices To Transform Your Retirement:
Recently viewed
Shipping
No, we ship all over the great country of New Zealand. Shipping starts from $4.50 for most of Christchurch, $8.50 for NZ and $13 for Rural delivery and will be shown at checkout.
It depends on where you are. From the moment your order has been packed and processed by Pop Weasel it will take 3-4 business days to arrive.
Rural
Rural deliveries will add an extra 2-3 days.
Availability & Delivery
Please refer to the product page for specific delivery timeframes and estimates, such as Available From Supplier or a listed Release Date. These details come directly from our suppliers and can change frequently.
Once the item arrives at Pop Weasel, we’ll carefully pick, pack, and ship your order via your chosen delivery method.
All timeframes are estimates only and may vary.
Delivery details will be provided in a tracking information email.
We use NZ Post. Christchurch Deliveries maybe hand delivered.
Pop Weasel Guarantees
We always aim for make sure our customers love their orders, but if you do need to return an order, we’re happy to help. Just email us directly and we’ll take you through the process. Pop Weasel has a 90 day return guarantee for unused items. If your item has been opened get in contact and we will work with you to resolve any issues. Our terms exclude special order items which we deal with on a case by case basis.
Our Price Guarantee
* If you find a lower price on an in stock identical product, we will beat it by 5% and give you our famous Pop Perks.
Excludes special order, quotes, on account (credit and cash) purchases, stock liquidations and commercial quantities.
The same product must be available to you for delivery or collection and must be in-stock within New Zealand at the competitor. Includes GST and delivery charges. Price matches are limited to one per person per product.
About Pop Weasel
Pop Weasel has a team of 4 who all enjoy Pop Culture. We are based in Christchurch and enjoy spending time playing board games, reading and just hanging out.
We love reading and the story telling that goes into comics, graphic novels and manga inspired us to open a comic book store to help share that passion with others.
We sell online only allowing us to offer some of the best deals around. Pop Weasel is a comic bookshop based in Christchurch, New Zealand.
Any other questions?
If we still haven't answered your question, you can contact us below and we will get back to you as soon as possible.